Important Disclaimer

Required Reading

Please read this disclaimer carefully before using this website.

By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and limitations.

This disclaimer governs your use of xenvoturiel.sbs and the information provided herein. The content on this website is for informational purposes only and should not be construed as professional financial advice tailored to your specific circumstances. Individual results may vary significantly based on personal factors, market conditions, and implementation of any strategies discussed.

General Notice

The information provided on this website is general in nature and does not take into account your individual objectives, financial situation, or needs. Before making any financial decisions, you should consider whether the information is appropriate for your circumstances and seek professional advice. We recommend consulting with licensed professionals who can assess your specific situation before taking action on any recommendations or information presented.

Limitations of Liability

To the fullest extent permitted by law, xenvoturiel.sbs and its operators disclaim all liability for the following:

Any direct, indirect, incidental, or consequential damages arising from your use of this website or reliance on information provided herein, regardless of the cause of action.

Any errors, omissions, or inaccuracies in the content, even if we have been advised of the possibility of such issues occurring during your use of the site.

Any financial losses, missed opportunities, or adverse outcomes resulting from decisions made based on information obtained from this website or during consultations with our team.

Any interruption of service, technical malfunctions, security breaches, or unauthorized access to information transmitted through or stored on this website that may affect your experience or data security.

Information Accuracy

While we strive to ensure that all information on this website is accurate, current, and complete, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, products, services, or related graphics contained on this website for any purpose. Market conditions, regulations, and best practices change frequently, and information may become outdated between updates.

Any reliance you place on such information is strictly at your own risk and discretion. We strongly recommend verifying information through multiple sources before making decisions.

Professional Advice Requirement

Nothing on this website constitutes professional financial advice, recommendations, or endorsements tailored to your specific situation. The consultations we provide are educational in nature and designed to help you understand your options, but they do not replace the need for comprehensive professional advice from licensed practitioners who can evaluate your complete circumstances, risk tolerance, and long-term objectives in detail.

External Links

This website may contain links to external websites that are not provided or maintained by xenvoturiel.sbs. We have no control over the nature, content, or availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views, products, or services expressed within them. You access external links at your own risk.

No Guarantee of Results

We make no guarantees, representations, or warranties regarding specific outcomes or results from using information on this website or participating in consultations. Results may vary significantly based on individual circumstances, market conditions, personal commitment, implementation quality, timing, and numerous other factors beyond our control or prediction. Past performance does not guarantee future results under any circumstances.

Individual Results Vary Significantly

Testimonials and case studies presented on this website represent individual experiences and outcomes that may not be typical. These examples should not be interpreted as a guarantee, promise, or assurance that you will achieve similar results. Your results will depend entirely on your unique circumstances, actions, market conditions, and factors that cannot be predicted or controlled by any party.

Financial Information and Risks

Financial planning and decision-making involve inherent risks that must be understood and accepted before proceeding:

Past performance of any strategy, approach, or market condition does not predict or guarantee future performance. Historical results are not indicative of what you should expect going forward.

All financial decisions carry risk, including the potential loss of principal, missed opportunities, or outcomes that differ significantly from expectations or projections discussed during consultations.

Market conditions, regulatory environments, economic factors, and personal circumstances can change rapidly and unpredictably, affecting the suitability and outcomes of any strategy or approach at any time without warning.

Jurisdiction and Compliance

This website and our services are designed for residents of Australia and comply with Australian regulations:

The information provided is intended specifically for Australian residents and may not be suitable, appropriate, or legally compliant for individuals in other jurisdictions. Laws, regulations, and financial practices vary significantly between countries and regions, and information that is appropriate in Australia may not be applicable elsewhere.

This disclaimer and your use of this website are governed by the laws of Australia. Any disputes arising from your use of this website will be subject to the exclusive jurisdiction of Australian courts.

If you are accessing this website from outside Australia, you are responsible for ensuring compliance with local laws and regulations in your jurisdiction before using any information or services.

Indemnification

You agree to indemnify, defend, and hold harmless xenvoturiel.sbs, its operators, employees, consultants, and affiliates from any claims, losses, damages, liabilities, costs, and expenses including legal fees arising from your use of this website, your violation of this disclaimer, or your violation of any rights of another party. This indemnification survives termination of your use of the website.

Severability

If any provision of this disclaimer is found to be unlawful, void, or unenforceable by a court of competent jurisdiction, that provision shall be deemed severable and shall not affect the validity and enforceability of the remaining provisions. The remaining provisions shall continue in full force and effect as if the unenforceable provision had never been included.

Modifications

We reserve the right to modify, update, or replace any part of this disclaimer at any time without prior notice. It is your responsibility to review this disclaimer periodically for changes. Your continued use of the website following the posting of changes constitutes acceptance of those changes. The most current version will always be available on this page.

Contact

If you have any questions, concerns, or require clarification regarding this disclaimer or any content on this website, please contact us through the following channels:

Email Address: content@xenvoturiel.sbs

Phone Number: +61.8.0886.1128

Mailing Address: 17 Gould Road, Herston, QLD 4006 Australia

Effective Date of This Disclaimer: This disclaimer became effective on October 13, 2025

Last Updated Date: This disclaimer was last updated on October 13, 2025